You got a pre-approval from a lender and you found the PERFECT home! Things are going great. You are on your way to becoming a home-owner. Then your lender calls and there is a problem. You think “How could this be?!?! You said I was pre-approved.” The truth is a pre-approval is only the lender pulling your credit and doing a quick, superficial glance at your pay stubs to give you an amount you can spend. It isn’t until the lender begins to gather all of the documents, like your W-2’s, bank ... read more